Assets (in thousands of LBP) 2006 2005   1- Cash and Central bank 121.229.715 147.049.009 2- Lebanese treasury bills and other government bills 140.137.554 140.645.846 3- Bonds and financial instruments with fixed income 4.847.129 6.029.541 4- Marketable securities and financial instruments with variable income 6.438.355 3.169.353 5- Banks and financial institutions 175.401.371 100.992.848 - Current accounts 76.228.613 42.133.384 - Time deposits 99.172.758 58.859.464 6- Loans and advances to customers 137.233.912 135.950.671 - Commercial loans * 114.747.079 124.864.296 - Public Sector Loans - 3.708.143 - Other loans to customers 2.539.315 2.655.433 - Overdraft accounts - - - Loans and advances to related parties (article 152 of CMC) 10.876.767 812.723 - Doubtful loans 9.070.751 3.900.076 7- Bank acceptances 6.648.290 5.598.334 8- Investments and loans to related parties 36,583 36,583 9- Tangible fixed assets (including revalution variance) 8.965.307 8.430.443 10- Intangible fixed assets 805.268 892.429 11- Other assets 1.544.831 1.543.392 12- Regularisation accounts and miscellaneous debtor accounts 433.843 731.267 Total Assets ** 603.722.158 551.069.716 * Of which Substandard loans 10.003.041 11.019.668 ** After Deduction of: - -     Provisions for doubtful debts 7.840.557 6.613.699     Unrealized interest on doubtful debts 8.476.943 6.988.541     Unrealized interest on substandard loans 2.788.694 2.462.632 Contra Accounts 2006 2005 13- Engagements by signature received from financial intermediaries 4.824.633 7.469.643  14- Bad Debts Written off 7.454 6.806 Liabilities and shareholders' equity (in thousands of LBP) 2006 2005 1- Banks and financial institutions 32.038.595 15.717.068 - Current accounts 27.330.430 7.822.485 - Time deposits 4.708.165 7.894.583 2- Head office, branches, parent company and foreign sister financial institutions and subsidiaries     3- Deposits from customers 524.678.622 491.721.577 - Sight deposits 35.680.810 47.094.496 - Time deposits 3.142.367 124.340 - Saving accounts 351.809.666 355.847.762 - Net creditor accounts against debtor accounts and cash collateral 118.165.880 66.555.741 - Related parties accounts 15.879.899 22.099.239 4- Engagements by acceptances 6.648.290 5.598.334 5- Liabilities under financial instruments     6- Other liabilities 3.265.666 4.125.552 7- Regularisation accounts and miscellaneous creditor accounts 613.092 627.512 8- Provisions for risks and charges 1.094.516 538.192 9- Subordinated loans (or notes)     10- Revaluation variance accepted as supplementary capital     11- Share capital and cash contribution 24.000.000 24.000.000 12- Reserves for general banking risks 1.793.141 1.279.003 13- Reserves and premiums (and equity differences * 6.839.490 4.384.500 - Group share *     - Minority share *     14- Balance carried forward     - Group share *     - Minority share *     15- Net income (or loss) for the year 2.644.148 2.924.531 - Group share *     - Minority share *     16- Cumulative changes in fair value 106.598 153.447 Total liabilities and shareholder's equity 603.722.158 551.069.716       Contra accounts (in thousands of LBP) 2006 2005 17- Financing engagements issued - To financial intermediaries 11.522.493 11.247.169 18- Engagements by signature issued 14.349.234 23.128.955 - To financial intermediaries - - - To customers 14.349.234 23.128.955 19- Other engagements issued 8.712.450 7.577.699