(LBP millions) 31-Dec-10 Unaudited 31-Dec-09   Assets       Cash and balances with central banks 184,318 133,266 Loans & advances to banks & financial institutions 167,280 109,343 Loans and advances to customers 547,263 300,382 Debtors by acceptances 13,706 9,180 Investment securities:         Designated at fair value through profit or loss 4,370 4,370     Available for sale 162,495 173,174     Loans and receivables 54,723 58,023     Held to maturity 75,597 81,452 Property and equipment 29,812 8,445 Other assets 2,617 2,203 Total assets 1,242,181 879,838       Liabilities Deposits from banks, central banks & financial institutions 122,225 48,144 Due to customers 1,021,989 752,624 Engagements by acceptances 13,706 9,180 Other liabilities 1,798 1,860 Current income tax liabilities 1,860 926 Provisions for other liabilities and charges 23 29 Deferred income tax liabilities 574 758 Retirement benefit obligations 817 761 Total liabilities 1,162,992 814,282       Capital and reserves Share capital 41,000 41,000 Retained earnings 11,572 8,440 Other reserves 26,617 16,116 Total equity 79,189 65,556       Total liabilities and equity 1,242,181 879,838       Contingents Liabilities & commitments Letters of guarantee - clients 33,166 39,292 Confirmed documentary credit-import 31,579 31,276 Translation differences on foreign currency forward contracts 7 3 Total contingents liabilities & commitments 64,752 70,571