|
1- Interest and similar income
|
40.363.076 |
33.377.471 |
|
- Lebanese treasury bills
|
11.022.956 |
9.584.037 |
|
- Deposits and similar accounts
in banks and
financial institutions
|
15.494.556 |
11.746.643 |
|
- Bonds and financial instruments
with fixed income
|
376.119 |
463.829 |
|
- Loans and advances to customers
|
11.562.057 |
11.035.562 |
|
- Loans and advances to related
parties
|
1.907.388 |
547.400 |
|
- Other interest and similar
income
|
|
|
|
2- Interest and similar charges
|
(32.047.263) |
(25.564.694) |
|
- Deposits and similar accounts
in banks and
financial institutions
|
(1.508.521) |
(1.292.768) |
|
- Deposits from customers
and other creditor accounts
|
(29.714.863) |
(22.375.279) |
|
- Deposits from related parties
|
(823.879) |
(1.896.647) |
|
3- Net allocation to provisions
|
(1.355.418) |
(1.240.825) |
|
- Provisions for doubtful
debts
|
(1.810.234) |
(2.241.671) |
|
- Provisions for doubtful
debts no more required
|
454.816 |
1.030.846 |
|
4- Net interest received (1-2-3)
|
6.960.395 |
6.601.952 |
|
5- Net commissions
|
3.309.342 |
2.829.871 |
|
- Commissions received
|
3.644.947 |
3.126.060 |
|
- Commissions paid
|
(335.605) |
(296.189) |
|
6- Profit on financial operations
|
782.996 |
703.020 |
|
-Financial Fixed Assets
|
171.187 |
127.944 |
|
- Foreign exchange transactions
|
611.809 |
575.076 |
|
- Financial instruments
|
- |
- |
|
7- Other operating income
|
297.177 |
241.645 |
|
8- General operating expenses
|
(6.805.328) |
(6.456.997) |
|
- Staff expenses
|
(4.138.858) |
(3.810.458) |
|
- Other operating expenses
|
(2.666.470) |
(2.646.539) |
|
9- Allocation to provisions
and depreciation of fixed assets
|
(1.045.172) |
(908.728) |
|
10- Net income for the year
- before taxes |
3.499.410 |
3.010.763 |
|
11- Net extraordinary income
- before taxes |
(212.228) |
(444.357) |
|
- Extraordinary income
|
- |
470.388 |
|
- Extraordinary expenses
|
(212.228) |
(26.031) |
|
12- Income tax |
(643.034) |
(530.589) |
|
13- Net profit for the year
after taxes |
2.644.148 |
2.924.531 |
|
|
|
|
